Blog
The Cost of Procrastination
Submitted by The Baran James Company, Inc. on April 26th, 2019Eight Ways to Improve and Maintain a Good Credit Score
Submitted by The Baran James Company, Inc. on March 17th, 2019Whether you like it or not, your credit score can determine how easy or how difficult it is to buy a car, buy a house, get cell phone service, or even get a job. A bad credit score can negatively impact just about every area of your life. Sometimes, a bad credit score can result from events entirely out of your control such as illness, disability, or from the loss of a job.
Pros and Cons of a Reverse Mortgage
Submitted by The Baran James Company, Inc. on March 17th, 2019Reverse mortgages have been around for a long time, but in recent years they have become more popular. Though some experts consider a reverse mortgage a last resort of sorts, depending on your own financial situation, a reverse mortgage may be helpful.
A Look at HSAs
Submitted by The Baran James Company, Inc. on January 23rd, 2019Succession Planning
Submitted by The Baran James Company, Inc. on January 23rd, 2019It’s Never Too Late to Save
Submitted by The Baran James Company, Inc. on November 27th, 2018Retirement can sneak up on you.
5 Things to Teach Your Kids About Finances
Submitted by The Baran James Company, Inc. on November 27th, 2018If you’ve spent more than five minutes on a kid’s television network, you’ve seen just how inundated young kids are with commercials for everything from the latest gadget, to some dreadful snack that features something gooey and/or messy. It’s also safe to bet that many of these kids run to their parents, wanting to buy some or all of these items.
Why Do People Put Off Saving for Retirement?
Submitted by The Baran James Company, Inc. on August 5th, 2018Why Do People Put Off Saving for Retirement?
A lack of money is but one answer.
Common wisdom says that you should start saving for retirement as soon as you can. Why do some people wait decades to begin?
Nearly everyone can save something. Even small cash savings may be the start of something big if they are invested wisely.
Are Your Beneficiary Designations Up To Date?
Submitted by The Baran James Company, Inc. on August 2nd, 2018Are Your Beneficiary Designations Up to Date?
Who should inherit your IRA or 401(k)? See that they do.
Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k) or annuity? You may be saying, “I’m not sure.” It is smart to periodically review your beneficiary designations.
